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Monero XMR

crypto

Price History

The shaded fan is where this price has historically travelled over the months after a close like today’s. It is not a forecast: it has no view on direction, only on distance.

$112.76$350.39$588.03$825.66
2021-102026-09 · $546.73

Over 3 months from Sep 2026, roughly two-thirds of past moves landed between $425.54 and $702.43; nine in ten between $362.03 and $825.66.

Tested against this asset’s own history: across 92 past 3-month windows, the price actually landed inside the two-thirds band 79% of the time. The gap from 68% is the model’s error — real returns have fatter tails than the maths assumes, so the band gets breached more often than it claims.

Time underwater

How far below its previous all-time high the price sat, each month. 0% means a new high.

-87.5%-58.3%-29.2%0.0%
2017-112026-09 · 0.0%

Worst drawdown: −87%, peaking Dec 2017 and bottoming Jan 2019 — 40 months below the prior high before recovering.

DCA Backtest

Invested
$10,700
Value today
$44,361
Return
+314.6%
Months invested
107

Scenarios

Inflation — the same contributions merely keeping pace with CPI would be $12,581 today, so the real (inflation-adjusted) return is +252.6%.

Lump sum instead — $10,700 all at once in Nov 2017: $32,475 (+203.5%) — DCA came out ahead.

Worst timing — same monthly amount started at the all-time high (Aug 2026): $205.62 on $200 invested (+2.8%).

Backtests use monthly closing prices. Stock dividends aren’t reinvested, so long-run equity returns are understated.

If this saved you a spreadsheet — buy me a coffee.

Every start month at once

Each cell is the return-to-date of £/$/€100-a-month DCA started that month. Click a cell to load it in the backtest above. The ringed cell is the all-time-high start — the worst timing scenario.

JFMAMJJASOND
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
Legend:−50%−20%0%+50%+200%+1000%worst timing (ATH)Selected 2017-11: +314.6%

About Monero

Monero (XMR) is a cryptocurrency categorised under layer 1, with a market cap of about $10.0B.

It rates Medium-High Risk at 2.6/5, meaning real but ordinary risk — the kind most mainstream assets carry, with some factors scoring poorly.

What pushes the score up: regulatory (5.0/5) and liquidity (3.3/5).

Scoring well: custody / bridge at 1.0/5.

Ratings summarise sourced facts against fixed rules — not investment advice, and no substitute for your own diligence.

Risk Profile

Medium-High Risk(2.6/5)100% rated

How these ratings work

Market / Volatility3.0/5 · weight 30%
  • Annualised volatility (3yr)2/550.1
  • Max drawdown from ATH5/587.5
  • Beta vs BTC2/50.79
Liquidity3.3/5 · weight 10%
  • 24h volume / market cap4/51.1
  • Top exchange % of volume4/561.5
  • Significant listings2/59.0
Supply & Concentration1.0/5 · weight 15%
  • Top 10 wallets % of supplynot yet researched
  • Unlocks in next 6mo, % of supplynot yet researched
  • Annual supply growth %1/50.80
Smart Contract / Technical1.7/5 · weight 12%
  • Audit status3/5unaudited long track record
  • Admin key / upgradeability1/5none immutable
  • Share of its mining algorithm (PoW)1/598.0
Custody / Bridge1.0/5 · weight 10%
  • Bridge reliance1/5no bridge dependency
Governance / Team3.0/5 · weight 10%
  • Team3/5pseudonymous credible history
  • Largest staking operator, % of stakenot yet researched
Regulatory5.0/5 · weight 10%
  • Regulatory profile5/5deemed security or delisted
Systemic / Correlation3.0/5 · weight 3%
  • Correlation to BTC3/50.70