Energy
commodity · 3 assets
Market overview
+39% since 2000-08 · 3 assets, equal-weighted
2000-082026-08 · 139
DCA Backtest
- Invested
- $31,300
- Value today
- $36,491
- Return
- +16.6%
- Months invested
- 313
Scenarios
Inflation — the same contributions merely keeping pace with CPI would be $45,280 today, so the real (inflation-adjusted) return is -19.4%.
Lump sum instead — $31,300 all at once in Aug 2000: $43,354 (+38.5%) — lump sum came out ahead.
Worst timing — same monthly amount started at the all-time high (Jun 2008): $25,249 on $21,900 invested (+15.3%).
Backtests use monthly closing prices. Stock dividends aren’t reinvested, so long-run equity returns are understated.
Hypothetical — this backtests the group’s cap-weighted index, which isn’t directly investable. A real tracker fund adds fees and tracking difference, and the index only spans months where enough members have history.