Energy
commodity · 3 assets
Market overview
+498% since 2000-08 · 3 assets, equal-weighted
2000-082026-09 · 598
DCA Backtest
- Invested
- $26,800
- Value today
- $75,978
- Return
- +183.5%
- Months invested
- 268
Scenarios
Inflation — the same contributions merely keeping pace with CPI would be $38,869 today, so the real (inflation-adjusted) return is +95.5%.
Lump sum instead — $26,800 all at once in Aug 2000: $160,168 (+497.6%) — lump sum came out ahead.
Worst timing — same monthly amount started at the all-time high (Jul 2022): $6,112 on $4,400 invested (+38.9%).
Backtests use monthly closing prices. Stock dividends aren’t reinvested, so long-run equity returns are understated.
Hypothetical — this backtests the group’s cap-weighted index, which isn’t directly investable. A real tracker fund adds fees and tracking difference, and the index only spans months where enough members have history.