Hedera HBAR

crypto

Price History

2019-09 · DCA start$0.0380

Time underwater

How far below its previous all-time high the price sat, each month. 0% means a new high.

2019-092026-08 · -83.8%

Worst drawdown: −91%, peaking Oct 2021 and bottoming Dec 2022 — still unrecovered after 58 months.

DCA Backtest

Start month

Monthly amount (USD)

Invested: $8,400
Value today: $8,649
Return: +3.0%
Months invested: 84

Scenarios

Inflation — the same contributions merely keeping pace with CPI would be $9,528 today, so the real (inflation-adjusted) return is -9.2%.

Lump sum instead — $8,400 all at once in Sep 2019: $14,571 (+73.5%) — lump sum came out ahead.

Worst timing — same monthly amount started at the all-time high (Oct 2021): $4,517 on $5,900 invested (-23.4%).

Backtests use monthly closing prices. Stock dividends aren’t reinvested, so long-run equity returns are understated.

If this saved you a spreadsheet — buy me a coffee.

Every start month at once

Each cell is the return-to-date of £/$/€100-a-month DCA started that month. Click a cell to load it in the backtest above. The ringed cell is the all-time-high start — the worst timing scenario.

	J	F	M	A	M	J	J	A	S	O	N	D
2019
2020
2021
2022
2023
2024
2025
2026

Legend:−50%−20%0%+50%+200%+1000%worst timing (ATH)Selected 2019-09: +3.0%

About Hedera

Hedera is a decentralized public network where developers can build secure, fair applications with near real-time consensus. The platform is owned and governed by a council of global innovators including Avery Dennison, Boeing, Deutsche Telekom, DLA Piper, FIS (WorldPay), Google, IBM, LG Electronics, Magalu, Nomura, Swirlds, Tata Communications, University College London (UCL), Wipro, and Zain Group. The Hedera Consensus Service (HCS) acts as a trust layer for any application or permissioned network and allows for the creation of an immutable and verifiable log of messages. (CoinGecko)

It's a cryptocurrency categorised under layer 1, with a market cap of about $3.3B.

It rates High Risk at 3.0/5, meaning several rated factors score badly, so this carries materially more risk than a typical holding.

What pushes the score up: market / volatility (4.0/5) and regulatory (3.0/5).

Scoring well: governance / team at 1.0/5.

Not yet researched: supply & concentration, smart contract / technical, custody / bridge. These are excluded from the score rather than guessed, so the real risk may be higher than what’s shown.

Ratings summarise sourced facts against fixed rules — not investment advice, and no substitute for your own diligence.

Risk Profile

High Risk(3.0/5)63% rated

How these ratings work

Market / Volatility4.0/5 · weight 30%

Annualised volatility (3yr)4/5110
Max drawdown from ATH5/591.1
Beta vs BTC3/51.1

Liquidity2.0/5 · weight 10%

24h volume / market cap4/51.5
Top exchange % of volume1/511.7
Significant listings1/534.0

Supply & Concentrationunrated · weight 15%

Top 10 wallets % of supplynot yet researched
Unlocks in next 6mo, % of supplynot yet researched
Annual supply growth %not yet researched

Smart Contract / Technicalunrated · weight 12%

Audit statusnot yet researched
Admin key / upgradeabilitynot yet researched
Share of its mining algorithm (PoW)not yet researched

Custody / Bridgeunrated · weight 10%

Bridge reliancenot yet researched

Governance / Team1.0/5 · weight 10%

Team1/5doxxed track record
Largest staking operator, % of stakenot yet researched

Regulatory3.0/5 · weight 10%

Regulatory profile3/5significant premine centralized issuer

Systemic / Correlation3.0/5 · weight 3%

Correlation to BTC3/50.55

Linked Assets

Same sector, or return-correlated — worth knowing what else might move if this one does.