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Hartford (The) HIG

equity

Price History

$6.1$51.37$96.64$141.91
1995-12 · DCA start$24.19

Time underwater

How far below its previous all-time high the price sat, each month. 0% means a new high.

-94.1%-62.7%-31.4%0.0%
1995-122026-08 · -3.1%

Worst drawdown: −94%, peaking May 2007 and bottoming Feb 2009 — 204 months below the prior high before recovering.

DCA Backtest

Invested
$36,900
Value today
$120,346
Return
+226.1%
Months invested
369

Scenarios

Inflation — the same contributions merely keeping pace with CPI would be $56,740 today, so the real (inflation-adjusted) return is +112.1%.

Lump sum instead — $36,900 all at once in Dec 1995: $209,676 (+468.2%) — lump sum came out ahead.

Worst timing — same monthly amount started at the all-time high (Jul 2026): $196.85 on $200 invested (-1.6%).

⚠ Price returns only — dividends are not included. This understates the true return of dividend-paying shares, and any comparison against crypto (which pays no dividends) is biased against equities by roughly the dividend yield, compounded.

If this saved you a spreadsheet — buy me a coffee.

Every start month at once

Each cell is the return-to-date of £/$/€100-a-month DCA started that month. Click a cell to load it in the backtest above. The ringed cell is the all-time-high start — the worst timing scenario.

JFMAMJJASOND
1995
1996
1997
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1999
2000
2001
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2026
Legend:−50%−20%0%+50%+200%+1000%worst timing (ATH)Selected 1995-12: +226.1%

About Hartford (The)

The Hartford Insurance Group, Inc., known as The Hartford, is a U.S.-based insurance company. The Hartford is a Fortune 500 company headquartered in its namesake city of Hartford, Connecticut. It was ranked 162nd in Fortune 500 in 2024. The Hartford is a leader in property and casualty insurance, employee benefits and mutual funds. It sells products primarily through a network of agents and brokers, and has also been the auto and home insurance writer for AARP members for more than 40 years. (Wikipedia)

It's a listed company categorised under financials and property & casualty insurance, with a market cap of about $37.2B.

It rates Medium-Low Risk at 2.0/5, meaning the rated factors are mostly sound, with one or two areas worth watching.

What pushes the score up: sector / regulatory (4.0/5) and market / volatility (3.7/5).

Scoring well: earnings quality at 1.0/5.

Not yet researched: concentration, governance. These are excluded from the score rather than guessed, so the real risk may be higher than what’s shown.

Ratings summarise sourced facts against fixed rules — not investment advice, and no substitute for your own diligence.

Risk Profile

Medium-Low Risk(2.0/5)80% rated

How these ratings work

Market / Volatility3.7/5 · weight 20%
  • Annualised volatility (3yr)2/519.6
  • Max drawdown from ATH5/594.1
  • Beta vs S&P 5004/51.7
Liquidity1.0/5 · weight 15%
  • Avg daily $ volume1/5236.1m
  • Float % of shares outstandingnot yet researched
Leverage / Financial1.0/5 · weight 20%
  • Debt / equity1/50.22
  • Interest coverage (EBIT / interest)not yet researched
Earnings Quality1.0/5 · weight 15%
  • 3yr EPS volatility1/50.82
Concentrationunrated · weight 10%
  • Largest customer, % of revenuenot yet researched
  • Geographic revenue concentrationnot yet researched
Governanceunrated · weight 10%
  • Board independence %not yet researched
  • Share structurenot yet researched
  • Litigation / audit historynot yet researched
Sector / Regulatory4.0/5 · weight 10%
  • Sector regulatory exposure4/5high

Linked Assets

Same sector, or return-correlated — worth knowing what else might move if this one does.