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Arch Capital Group ACGL

equity

Price History

$1.4$38.63$75.86$113.09
1995-09 · DCA start$2.42

Time underwater

How far below its previous all-time high the price sat, each month. 0% means a new high.

-49.6%-33.1%-16.5%0.0%
1995-092026-08 · -14.0%

Worst drawdown: −50%, peaking Apr 1998 and bottoming Dec 1999 — 44 months below the prior high before recovering.

DCA Backtest

Invested
$37,200
Value today
$631,051
Return
+1596.4%
Months invested
372

Scenarios

Inflation — the same contributions merely keeping pace with CPI would be $57,391 today, so the real (inflation-adjusted) return is +999.6%.

Lump sum instead — $37,200 all at once in Sep 1995: $1,497,595 (+3925.8%) — lump sum came out ahead.

Worst timing — same monthly amount started at the all-time high (Aug 2024): $2,554 on $2,500 invested (+2.1%).

⚠ Price returns only — dividends are not included. This understates the true return of dividend-paying shares, and any comparison against crypto (which pays no dividends) is biased against equities by roughly the dividend yield, compounded.

If this saved you a spreadsheet — buy me a coffee.

Every start month at once

Each cell is the return-to-date of £/$/€100-a-month DCA started that month. Click a cell to load it in the backtest above. The ringed cell is the all-time-high start — the worst timing scenario.

JFMAMJJASOND
1995
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1998
1999
2000
2001
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2026
Legend:−50%−20%0%+50%+200%+1000%worst timing (ATH)Selected 1995-09: +1596.4%

About Arch Capital Group

Arch Capital Group Ltd. is a Bermuda exempted public company which writes insurance, reinsurance and mortgage insurance on a worldwide basis, with a focus on specialty lines, the segment of the insurance industry where the more difficult and unusual risks are written. The company is headquartered in Bermuda and operates globally in 60 offices in North America, Europe, Asia and Australia. (Wikipedia)

It's a listed company categorised under financials and property & casualty insurance, with a market cap of about $33.2B.

It rates Low Risk at 1.7/5, meaning the rated factors look benign — steady pricing, deep liquidity, and no obvious structural red flags.

What pushes the score up: sector / regulatory (4.0/5).

Scoring well: earnings quality at 1.0/5.

Not yet researched: leverage / financial, concentration, governance. These are excluded from the score rather than guessed, so the real risk may be higher than what’s shown.

Ratings summarise sourced facts against fixed rules — not investment advice, and no substitute for your own diligence.

Risk Profile

Low Risk(1.7/5)60% rated

How these ratings work

Market / Volatility1.7/5 · weight 20%
  • Annualised volatility (3yr)2/522.3
  • Max drawdown from ATH2/549.6
  • Beta vs S&P 5001/50.38
Liquidity1.0/5 · weight 15%
  • Avg daily $ volume1/5216.3m
  • Float % of shares outstandingnot yet researched
Leverage / Financialunrated · weight 20%
  • Debt / equitynot yet researched
  • Interest coverage (EBIT / interest)not yet researched
Earnings Quality1.0/5 · weight 15%
  • 3yr EPS volatility1/55.2
Concentrationunrated · weight 10%
  • Largest customer, % of revenuenot yet researched
  • Geographic revenue concentrationnot yet researched
Governanceunrated · weight 10%
  • Board independence %not yet researched
  • Share structurenot yet researched
  • Litigation / audit historynot yet researched
Sector / Regulatory4.0/5 · weight 10%
  • Sector regulatory exposure4/5high

Linked Assets

Same sector, or return-correlated — worth knowing what else might move if this one does.