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Travelers Companies (The) TRV

equity

Price History

$9.38$131.04$252.7$374.36
1985-01 · DCA start$13.25

Time underwater

How far below its previous all-time high the price sat, each month. 0% means a new high.

-63.4%-42.3%-21.1%0.0%
1985-012026-08 · -1.1%

Worst drawdown: −63%, peaking Mar 1986 and bottoming Sep 1986 — 113 months below the prior high before recovering.

DCA Backtest

Invested
$50,000
Value today
$541,351
Return
+982.7%
Months invested
500

Scenarios

Inflation — the same contributions merely keeping pace with CPI would be $90,910 today, so the real (inflation-adjusted) return is +495.5%.

Lump sum instead — $50,000 all at once in Jan 1985: $1,396,830 (+2693.7%) — lump sum came out ahead.

Worst timing — same monthly amount started at the all-time high (Jul 2026): $198.88 on $200 invested (-0.6%).

⚠ Price returns only — dividends are not included. This understates the true return of dividend-paying shares, and any comparison against crypto (which pays no dividends) is biased against equities by roughly the dividend yield, compounded.

If this saved you a spreadsheet — buy me a coffee.

Every start month at once

Each cell is the return-to-date of £/$/€100-a-month DCA started that month. Click a cell to load it in the backtest above. The ringed cell is the all-time-high start — the worst timing scenario.

JFMAMJJASOND
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Legend:−50%−20%0%+50%+200%+1000%worst timing (ATH)Selected 1985-01: +982.7%

About Travelers Companies (The)

The Travelers Companies, Inc., commonly known as Travelers, is an American multinational insurance company. It is the second-largest writer of U.S. commercial property and casualty insurance, and the sixth-largest writer of U.S. personal insurance through independent agents. Travelers is incorporated in Minnesota, with headquarters in New York City, and its largest office in Hartford, Connecticut. It has been a component of the Dow Jones Industrial Average since June 8, 2009. (Wikipedia)

It's a listed company categorised under financials and property & casualty insurance, with a market cap of about $77.2B.

It rates Medium-High Risk at 2.4/5, meaning real but ordinary risk — the kind most mainstream assets carry, with some factors scoring poorly.

What pushes the score up: sector / regulatory (4.0/5) and earnings quality (3.0/5).

Scoring well: liquidity at 1.0/5.

Not yet researched: leverage / financial, concentration, governance. These are excluded from the score rather than guessed, so the real risk may be higher than what’s shown.

Ratings summarise sourced facts against fixed rules — not investment advice, and no substitute for your own diligence.

Risk Profile

Medium-High Risk(2.4/5)60% rated

How these ratings work

Market / Volatility2.3/5 · weight 20%
  • Annualised volatility (3yr)2/519.0
  • Max drawdown from ATH3/563.4
  • Beta vs S&P 5002/50.73
Liquidity1.0/5 · weight 15%
  • Avg daily $ volume1/5629.5m
  • Float % of shares outstandingnot yet researched
Leverage / Financialunrated · weight 20%
  • Debt / equitynot yet researched
  • Interest coverage (EBIT / interest)not yet researched
Earnings Quality3.0/5 · weight 15%
  • 3yr EPS volatility3/528.4
Concentrationunrated · weight 10%
  • Largest customer, % of revenuenot yet researched
  • Geographic revenue concentrationnot yet researched
Governanceunrated · weight 10%
  • Board independence %not yet researched
  • Share structurenot yet researched
  • Litigation / audit historynot yet researched
Sector / Regulatory4.0/5 · weight 10%
  • Sector regulatory exposure4/5high

Linked Assets

Same sector, or return-correlated — worth knowing what else might move if this one does.