Volkswagen VOW3

equity

Price History

1998-06 · DCA start€60.84

Time underwater

How far below its previous all-time high the price sat, each month. 0% means a new high.

1998-062026-08 · -70.6%

Worst drawdown: −76%, peaking Sep 2007 and bottoming Oct 2008 — 42 months below the prior high before recovering.

DCA Backtest

Start month

Monthly amount (EUR)

Invested: €33,900
Value today: €39,516
Return: +16.6%
Months invested: 339

Scenarios

Inflation — the same contributions merely keeping pace with CPI would be €46,263 today, so the real (inflation-adjusted) return is -14.6%.

Lump sum instead — €33,900 all at once in Jun 1998: €40,578 (+19.7%) — lump sum came out ahead.

Worst timing — same monthly amount started at the all-time high (Feb 2015): €7,960 on €13,900 invested (-42.7%).

⚠ Price returns only — dividends are not included. This understates the true return of dividend-paying shares, and any comparison against crypto (which pays no dividends) is biased against equities by roughly the dividend yield, compounded.

If this saved you a spreadsheet — buy me a coffee.

Every start month at once

Each cell is the return-to-date of £/$/€100-a-month DCA started that month. Click a cell to load it in the backtest above. The ringed cell is the all-time-high start — the worst timing scenario.

	J	F	M	A	M	J	J	A	S	O	N	D
1998
1999
2000
2001
2002
2003
2004
2005
2006
2007
2008
2009
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026

Legend:−50%−20%0%+50%+200%+1000%worst timing (ATH)Selected 1998-06: +16.6%

About Volkswagen

Volkswagen Aktiengesellschaft, trading as Volkswagen Group, is a German multinational conglomerate automotive manufacturer headquartered in Wolfsburg, Lower Saxony, Germany. Since the late 2000s, it has been a publicly traded family business owned by Porsche SE, which in turn is half-owned but fully controlled by the Austrian-German Porsche-Piëch family. The company also offers financing, leasing, and fleet management services. In 2024, it was the world's second-largest automaker by sales. It has maintained the largest market share in Europe for over two decades. (Wikipedia)

It's a listed company categorised under consumer discretionary.

It rates Medium-High Risk at 2.6/5, meaning real but ordinary risk — the kind most mainstream assets carry, with some factors scoring poorly.

What pushes the score up: governance (4.0/5) and leverage / financial (3.0/5).

Scoring well: sector / regulatory at 1.0/5.

Not yet researched: concentration. These are excluded from the score rather than guessed, so the real risk may be higher than what’s shown.

Ratings summarise sourced facts against fixed rules — not investment advice, and no substitute for your own diligence.

Risk Profile

Medium-High Risk(2.6/5)90% rated

How these ratings work

Market / Volatility2.7/5 · weight 20%

Annualised volatility (3yr)3/527.3
Max drawdown from ATH4/575.6
Beta vs S&P 5001/50.28

Liquidity2.0/5 · weight 15%

Avg daily $ volume2/564.1m
Float % of shares outstandingnot yet researched

Leverage / Financial3.0/5 · weight 20%

Debt / equity3/51.0
Interest coverage (EBIT / interest)3/53.9

Earnings Quality3.0/5 · weight 15%

3yr EPS volatility3/524.6

Concentrationunrated · weight 10%

Largest customer, % of revenuenot yet researched
Geographic revenue concentrationnot yet researched

Governance4.0/5 · weight 10%

Board independence %not yet researched
Share structure4/5dual class majority control
Litigation / audit historynot yet researched

Sector / Regulatory1.0/5 · weight 10%

Sector regulatory exposure1/5low

Linked Assets

Same sector, or return-correlated — worth knowing what else might move if this one does.