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Whitbread WTB

equity

Price History

£3.37£17.3£31.22£45.15
1988-06 · DCA start£3.6

Time underwater

How far below its previous all-time high the price sat, each month. 0% means a new high.

-61.3%-40.8%-20.4%0.0%
1988-062026-08 · -44.5%

Worst drawdown: −61%, peaking Mar 1998 and bottoming Aug 2000 — 96 months below the prior high before recovering.

DCA Backtest

Invested
£42,100
Value today
£96,671
Return
+129.6%
Months invested
421

Scenarios

Inflation — the same contributions merely keeping pace with CPI would be £73,265 today, so the real (inflation-adjusted) return is +31.9%.

Lump sum instead — £42,100 all at once in Jun 1988: £293,253 (+596.6%) — lump sum came out ahead.

Worst timing — same monthly amount started at the all-time high (Feb 2015): £10,244 on £12,800 invested (-20.0%).

⚠ Price returns only — dividends are not included. This understates the true return of dividend-paying shares, and any comparison against crypto (which pays no dividends) is biased against equities by roughly the dividend yield, compounded.

If this saved you a spreadsheet — buy me a coffee.

Every start month at once

Each cell is the return-to-date of £/$/€100-a-month DCA started that month. Click a cell to load it in the backtest above. The ringed cell is the all-time-high start — the worst timing scenario.

JFMAMJJASOND
1988
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Legend:−50%−20%0%+50%+200%+1000%worst timing (ATH)Selected 1988-06: +129.6%

About Whitbread

Whitbread, previously trading as Whitbread, Martineau & Co., is a British multinational hotel and restaurant company headquartered in Houghton Regis, England. The business was founded as a brewery in 1742 by Samuel Whitbread in partnership with Godfrey and Thomas Shewell, with premises in London at the junction of Old Street and Upper Whitecross Street, along with a brewery in Brick Lane, Spitalfields. (Wikipedia)

It's a listed company categorised under consumer discretionary.

It rates Medium-High Risk at 2.5/5, meaning real but ordinary risk — the kind most mainstream assets carry, with some factors scoring poorly.

What pushes the score up: leverage / financial (4.0/5) and liquidity (3.0/5).

Scoring well: sector / regulatory at 1.0/5.

Not yet researched: governance. These are excluded from the score rather than guessed, so the real risk may be higher than what’s shown.

Ratings summarise sourced facts against fixed rules — not investment advice, and no substitute for your own diligence.

Risk Profile

Medium-High Risk(2.5/5)90% rated

How these ratings work

Market / Volatility2.0/5 · weight 20%
  • Annualised volatility (3yr)2/524.6
  • Max drawdown from ATH3/561.3
  • Beta vs S&P 5001/50.36
Liquidity3.0/5 · weight 15%
  • Avg daily $ volume3/516.1m
  • Float % of shares outstandingnot yet researched
Leverage / Financial4.0/5 · weight 20%
  • Debt / equity4/51.7
  • Interest coverage (EBIT / interest)4/52.5
Earnings Quality2.0/5 · weight 15%
  • 3yr EPS volatility2/516.6
Concentration2.0/5 · weight 10%
  • Largest customer, % of revenuenot yet researched
  • Geographic revenue concentration2/5majority stable region
Governanceunrated · weight 10%
  • Board independence %not yet researched
  • Share structurenot yet researched
  • Litigation / audit historynot yet researched
Sector / Regulatory1.0/5 · weight 10%
  • Sector regulatory exposure1/5low

Linked Assets

Same sector, or return-correlated — worth knowing what else might move if this one does.