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Microsoft MSFT

equity

Price History

$0.0955$177.9$355.7$533.5
1986-03 · DCA start$0.0955

Time underwater

How far below its previous all-time high the price sat, each month. 0% means a new high.

-72.3%-48.2%-24.1%0.0%
1986-032026-08 · -7.7%

Worst drawdown: −72%, peaking Dec 1999 and bottoming Feb 2009 — 202 months below the prior high before recovering.

DCA Backtest

Invested
$48,600
Value today
$11,256,233
Return
+23061.0%
Months invested
486

Scenarios

Inflation — the same contributions merely keeping pace with CPI would be $86,592 today, so the real (inflation-adjusted) return is +12899.2%.

Lump sum instead — $48,600 all at once in Mar 1986: $250,634,622 (+515609.1%) — lump sum came out ahead.

Worst timing — same monthly amount started at the all-time high (Jul 2025): $1,523 on $1,400 invested (+8.8%).

⚠ Price returns only — dividends are not included. This understates the true return of dividend-paying shares, and any comparison against crypto (which pays no dividends) is biased against equities by roughly the dividend yield, compounded.

If this saved you a spreadsheet — buy me a coffee.

Every start month at once

Each cell is the return-to-date of £/$/€100-a-month DCA started that month. Click a cell to load it in the backtest above. The ringed cell is the all-time-high start — the worst timing scenario.

JFMAMJJASOND
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Legend:−50%−20%0%+50%+200%+1000%worst timing (ATH)Selected 1986-03: +23061.0%

About Microsoft

Microsoft Corporation is an American multinational technology company headquartered in Redmond, Washington. The company became influential in the rise of personal computers through software like Windows and has since expanded into areas such as Internet services, cloud computing, artificial intelligence, video gaming, and more. A Big Tech company, Microsoft is the largest software company by revenue, one of the most valuable public companies, and one of the most valuable brands globally. (Wikipedia)

It's a listed company categorised under information technology and systems software, with a market cap of about $3.66T.

It rates Low Risk at 1.5/5, meaning the rated factors look benign — steady pricing, deep liquidity, and no obvious structural red flags.

What pushes the score up: market / volatility (3.3/5).

Scoring well: sector / regulatory at 1.0/5.

Ratings summarise sourced facts against fixed rules — not investment advice, and no substitute for your own diligence.

Risk Profile

Low Risk(1.5/5)100% rated

How these ratings work

Market / Volatility3.3/5 · weight 20%
  • Annualised volatility (3yr)3/527.8
  • Max drawdown from ATH4/572.3
  • Beta vs S&P 5003/51.2
Liquidity1.0/5 · weight 15%
  • Avg daily $ volume1/512.4bn
  • Float % of shares outstanding1/5100.0
Leverage / Financial1.0/5 · weight 20%
  • Debt / equity1/50.13
  • Interest coverage (EBIT / interest)1/554.0
Earnings Quality1.0/5 · weight 15%
  • 3yr EPS volatility1/59.0
Concentration1.0/5 · weight 10%
  • Largest customer, % of revenue1/55.0
  • Geographic revenue concentration1/5diversified
Governance1.3/5 · weight 10%
  • Board independence %1/591.7
  • Share structure1/5single class
  • Litigation / audit history2/5minor settled
Sector / Regulatory1.0/5 · weight 10%
  • Sector regulatory exposure1/5low

Linked Assets

Same sector, or return-correlated — worth knowing what else might move if this one does.