Utilities
equity · 3 assets
Market overview
+350% since 1995-12 · 3 assets, equal-weighted
DCA Backtest
- Invested
- £33,900
- Value today
- £62,149
- Return
- +83.3%
- Months invested
- 339
Scenarios
Inflation — the same contributions merely keeping pace with CPI would be £53,594 today, so the real (inflation-adjusted) return is +16.0%.
Lump sum instead — £33,900 all at once in Dec 1995: £152,537 (+350.0%) — lump sum came out ahead.
Worst timing — same monthly amount started at the all-time high (Feb 2026): £675.66 on £700 invested (-3.5%).
⚠ Price returns only — dividends are not included. This understates the true return of dividend-paying shares, and any comparison against crypto (which pays no dividends) is biased against equities by roughly the dividend yield, compounded.
Hypothetical — this backtests the group’s cap-weighted index, which isn’t directly investable. A real tracker fund adds fees and tracking difference, and the index only spans months where enough members have history.