Consumer Discretionary
equity · 3 assets
Market overview
+607% since 2000-01 · 3 assets, equal-weighted
DCA Backtest
- Invested
- £29,400
- Value today
- £108,590
- Return
- +269.4%
- Months invested
- 294
Scenarios
Inflation — the same contributions merely keeping pace with CPI would be £44,462 today, so the real (inflation-adjusted) return is +144.2%.
Lump sum instead — £29,400 all at once in Jan 2000: £207,937 (+607.3%) — lump sum came out ahead.
Worst timing — same monthly amount started at the all-time high (May 2026): £395.24 on £400 invested (-1.2%).
⚠ Price returns only — dividends are not included. This understates the true return of dividend-paying shares, and any comparison against crypto (which pays no dividends) is biased against equities by roughly the dividend yield, compounded.
Hypothetical — this backtests the group’s cap-weighted index, which isn’t directly investable. A real tracker fund adds fees and tracking difference, and the index only spans months where enough members have history.