Consumer Discretionary
equity · 3 assets
Market overview
+608% since 2000-01 · 3 assets, equal-weighted
DCA Backtest
- Invested
- £29,500
- Value today
- £111,297
- Return
- +277.3%
- Months invested
- 295
Scenarios
Inflation — the same contributions merely keeping pace with CPI would be £44,780 today, so the real (inflation-adjusted) return is +148.5%.
Lump sum instead — £29,500 all at once in Jan 2000: £208,845 (+608.0%) — lump sum came out ahead.
Worst timing — same monthly amount started at the all-time high (Jan 2025): £2,000 on £2,000 invested (+0.0%).
⚠ Price returns only — dividends are not included. This understates the true return of dividend-paying shares, and any comparison against crypto (which pays no dividends) is biased against equities by roughly the dividend yield, compounded.
Hypothetical — this backtests the group’s cap-weighted index, which isn’t directly investable. A real tracker fund adds fees and tracking difference, and the index only spans months where enough members have history.