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BlackRock USD Institutional Digital Liquidity Fund BUIDL

crypto

Price History

$0.373$5.33$10.29$15.25
2020-06 · DCA start$0.373

Time underwater

How far below its previous all-time high the price sat, each month. 0% means a new high.

-97.2%-64.8%-32.4%0.0%
2020-062022-08 · -95.4%

Worst drawdown: −97%, peaking Apr 2021 and bottoming Jun 2022 — still unrecovered after 16 months.

DCA Backtest

Invested
$2,700
Value today
$1,826
Return
-32.4%
Months invested
27

Scenarios

Inflation — the same contributions merely keeping pace with CPI would be $3,290 today, so the real (inflation-adjusted) return is -44.5%.

Lump sum instead — $2,700 all at once in Jun 2020: $5,115 (+89.5%) — lump sum came out ahead.

Worst timing — same monthly amount started at the all-time high (Apr 2021): $1,132 on $1,700 invested (-33.4%).

Backtests use monthly closing prices. Stock dividends aren’t reinvested, so long-run equity returns are understated.

If this saved you a spreadsheet — buy me a coffee.

Every start month at once

Each cell is the return-to-date of £/$/€100-a-month DCA started that month. Click a cell to load it in the backtest above. The ringed cell is the all-time-high start — the worst timing scenario.

JFMAMJJASOND
2020
2021
2022
Legend:−50%−20%0%+50%+200%+1000%worst timing (ATH)Selected 2020-06: -32.4%

About BlackRock USD Institutional Digital Liquidity Fund

BlackRock USD Institutional Digital Liquidity Fund (BUIDL) is a cryptocurrency categorised under real-world assets, with a market cap of about $2.8B.

There isn’t enough researched data to give it an overall rating yet — only 43% of the scoring weight is backed by facts, below the 60% needed. The score shown is partial and covers only what’s known.

What pushes the score up: market / volatility (4.3/5) and liquidity (3.7/5).

Not yet researched: supply & concentration, smart contract / technical, custody / bridge, governance / team, regulatory. These are excluded from the score rather than guessed, so the real risk may be higher than what’s shown.

Ratings summarise sourced facts against fixed rules — not investment advice, and no substitute for your own diligence.

Risk Profile

Partial 4.0/5(43%)

Only 43% of the weighting is fact-backed so far — not enough for an overall rating. The partial score covers the rated categories below; the unrated ones may be where this asset’s real risk sits.

How these ratings work

Market / Volatility4.3/5 · weight 30%
  • Annualised volatility (3yr)5/5258
  • Max drawdown from ATH5/597.2
  • Beta vs BTC3/51.1
Liquidity3.7/5 · weight 10%
  • 24h volume / market cap5/50.00
  • Top exchange % of volume1/50.00
  • Significant listings5/50.00
Supply & Concentrationunrated · weight 15%
  • Top 10 wallets % of supplynot yet researched
  • Unlocks in next 6mo, % of supplynot yet researched
  • Annual supply growth %not yet researched
Smart Contract / Technicalunrated · weight 12%
  • Audit statusnot yet researched
  • Admin key / upgradeabilitynot yet researched
  • Share of its mining algorithm (PoW)not yet researched
Custody / Bridgeunrated · weight 10%
  • Bridge reliancenot yet researched
Governance / Teamunrated · weight 10%
  • Teamnot yet researched
  • Largest staking operator, % of stakenot yet researched
Regulatoryunrated · weight 10%
  • Regulatory profilenot yet researched
Systemic / Correlation2.0/5 · weight 3%
  • Correlation to BTC2/50.34

Linked Assets

Same sector, or return-correlated — worth knowing what else might move if this one does.