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BlackRock USD Institutional Digital Liquidity Fund BUIDL

crypto

Price History

$1$1$1$1
2025-09 · DCA start$1

No range of outcomes here: that needs at least 13 monthly closes and this asset has 13. A band built on fewer would be describing luck rather than volatility, and it would come out narrower — and so calmer-looking — than the asset really is.

DCA Backtest

Invested
$1,300
Value today
$1,300
Return
+0.0%
Months invested
13

Scenarios

Inflation — the same contributions merely keeping pace with CPI would be $1,318 today, so the real (inflation-adjusted) return is -1.4%.

Lump sum instead — $1,300 all at once in Sep 2025: $1,300 (+0.0%) — a dead heat with DCA.

Backtests use monthly closing prices. Stock dividends aren’t reinvested, so long-run equity returns are understated.

If this saved you a spreadsheet — buy me a coffee.

Every start month at once

Each cell is the return-to-date of £/$/€100-a-month DCA started that month. Click a cell to load it in the backtest above. The ringed cell is the all-time-high start — the worst timing scenario.

JFMAMJJASOND
2025
2026
Legend:−50%−20%0%+50%+200%+1000%worst timing (ATH)Selected 2025-09: +0.0%

About BlackRock USD Institutional Digital Liquidity Fund

BlackRock USD Institutional Digital Liquidity Fund (BUIDL) is a cryptocurrency categorised under real-world assets, with a market cap of about $2.2B.

There isn’t enough researched data to give it an overall rating yet — only 43% of the scoring weight is backed by facts, below the 60% needed. The score shown is partial and covers only what’s known.

What pushes the score up: liquidity (3.7/5).

Scoring well: systemic / correlation at 1.0/5.

Not yet researched: supply & concentration, smart contract / technical, custody / bridge, governance / team, regulatory. These are excluded from the score rather than guessed, so the real risk may be higher than what’s shown.

Ratings summarise sourced facts against fixed rules — not investment advice, and no substitute for your own diligence.

Risk Profile

Partial 1.6/5(43%)

Only 43% of the weighting is fact-backed so far — not enough for an overall rating. The partial score covers the rated categories below; the unrated ones may be where this asset’s real risk sits.

How these ratings work

Market / Volatility1.0/5 · weight 30%
  • Annualised volatility (3yr)1/50.00
  • Max drawdown from ATH1/50.00
  • Beta vs BTC1/50.00
Liquidity3.7/5 · weight 10%
  • 24h volume / market cap5/50.00
  • Top exchange % of volume1/50.00
  • Significant listings5/50.00
Supply & Concentrationunrated · weight 15%
  • Top 10 wallets % of supplynot yet researched
  • Unlocks in next 6mo, % of supplynot yet researched
  • Annual supply growth %not yet researched
Smart Contract / Technicalunrated · weight 12%
  • Audit statusnot yet researched
  • Admin key / upgradeabilitynot yet researched
  • Share of its mining algorithm (PoW)not yet researched
Custody / Bridgeunrated · weight 10%
  • Bridge reliancenot yet researched
Governance / Teamunrated · weight 10%
  • Teamnot yet researched
  • Largest staking operator, % of stakenot yet researched
Regulatoryunrated · weight 10%
  • Regulatory profilenot yet researched
Systemic / Correlation1.0/5 · weight 3%
  • Correlation to BTC1/50.00