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Corpay CPAY

equity

Price History

$26.26$154.07$281.87$409.68
2010-12 · DCA start$30.92

Time underwater

How far below its previous all-time high the price sat, each month. 0% means a new high.

-44.1%-29.4%-14.7%0.0%
2010-122026-08 · 0.0%

Worst drawdown: −44%, peaking Jan 2020 and bottoming Sep 2022 — 55 months below the prior high before recovering.

DCA Backtest

Invested
$18,900
Value today
$65,384
Return
+245.9%
Months invested
189

Scenarios

Inflation — the same contributions merely keeping pace with CPI would be $24,210 today, so the real (inflation-adjusted) return is +170.1%.

Lump sum instead — $18,900 all at once in Dec 2010: $250,419 (+1225.0%) — lump sum came out ahead.

Worst timing — same monthly amount started at the all-time high (Jul 2026): $207.22 on $200 invested (+3.6%).

⚠ Price returns only — dividends are not included. This understates the true return of dividend-paying shares, and any comparison against crypto (which pays no dividends) is biased against equities by roughly the dividend yield, compounded.

If this saved you a spreadsheet — buy me a coffee.

Every start month at once

Each cell is the return-to-date of £/$/€100-a-month DCA started that month. Click a cell to load it in the backtest above. The ringed cell is the all-time-high start — the worst timing scenario.

JFMAMJJASOND
2010
2011
2012
2013
2014
2015
2016
2017
2018
2019
2020
2021
2022
2023
2024
2025
2026
Legend:−50%−20%0%+50%+200%+1000%worst timing (ATH)Selected 2010-12: +245.9%

About Corpay

Corpay, Inc., headquartered in Atlanta, Georgia, provides payments and spend management systems and services that control expense-related purchasing and payment processes. The company focuses on vehicle-related expenses, lodging expenses, and corporate payments. (Wikipedia)

It's a listed company categorised under financials and transaction & payment processing services, with a market cap of about $26.9B.

It rates Medium-Low Risk at 2.0/5, meaning the rated factors are mostly sound, with one or two areas worth watching.

What pushes the score up: sector / regulatory (4.0/5) and market / volatility (2.7/5).

Scoring well: earnings quality at 1.0/5.

Not yet researched: concentration, governance. These are excluded from the score rather than guessed, so the real risk may be higher than what’s shown.

Ratings summarise sourced facts against fixed rules — not investment advice, and no substitute for your own diligence.

Risk Profile

Medium-Low Risk(2.0/5)80% rated

How these ratings work

Market / Volatility2.7/5 · weight 20%
  • Annualised volatility (3yr)3/530.2
  • Max drawdown from ATH2/544.1
  • Beta vs S&P 5003/51.2
Liquidity1.0/5 · weight 15%
  • Avg daily $ volume1/5221.5m
  • Float % of shares outstandingnot yet researched
Leverage / Financial2.0/5 · weight 20%
  • Debt / equity2/54.3
  • Interest coverage (EBIT / interest)not yet researched
Earnings Quality1.0/5 · weight 15%
  • 3yr EPS volatility1/51.2
Concentrationunrated · weight 10%
  • Largest customer, % of revenuenot yet researched
  • Geographic revenue concentrationnot yet researched
Governanceunrated · weight 10%
  • Board independence %not yet researched
  • Share structurenot yet researched
  • Litigation / audit historynot yet researched
Sector / Regulatory4.0/5 · weight 10%
  • Sector regulatory exposure4/5high

Linked Assets

Same sector, or return-correlated — worth knowing what else might move if this one does.