Materials
equity · 3 assets
Market overview
+795% since 1999-04 · 3 assets, equal-weighted
DCA Backtest
- Invested
- £30,300
- Value today
- £99,117
- Return
- +227.1%
- Months invested
- 303
Scenarios
Inflation — the same contributions merely keeping pace with CPI would be £46,369 today, so the real (inflation-adjusted) return is +113.8%.
Lump sum instead — £30,300 all at once in Apr 1999: £271,106 (+794.7%) — lump sum came out ahead.
Worst timing — same monthly amount started at the all-time high (Jul 2026): £294.12 on £300 invested (-2.0%).
⚠ Price returns only — dividends are not included. This understates the true return of dividend-paying shares, and any comparison against crypto (which pays no dividends) is biased against equities by roughly the dividend yield, compounded.
Hypothetical — this backtests the group’s cap-weighted index, which isn’t directly investable. A real tracker fund adds fees and tracking difference, and the index only spans months where enough members have history.