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equity · 2 assets

Market overview

+39% since 1996-07 · 2 assets, equal-weighted

5189127165
1996-072026-08 · 139

DCA Backtest

Invested
£33,200
Value today
£39,605
Return
+19.3%
Months invested
332

Scenarios

Inflation — the same contributions merely keeping pace with CPI would be £52,131 today, so the real (inflation-adjusted) return is -24.0%.

Lump sum instead — £33,200 all at once in Jul 1996: £46,244 (+39.3%) — lump sum came out ahead.

Worst timing — same monthly amount started at the all-time high (Jan 2006): £27,784 on £22,800 invested (+21.9%).

⚠ Price returns only — dividends are not included. This understates the true return of dividend-paying shares, and any comparison against crypto (which pays no dividends) is biased against equities by roughly the dividend yield, compounded.

Hypothetical — this backtests the group’s cap-weighted index, which isn’t directly investable. A real tracker fund adds fees and tracking difference, and the index only spans months where enough members have history.

2 assets. Select up to 4 to compare.