Consumer Staples
equity · 3 assets
Market overview
+313% since 1999-12 · 3 assets, equal-weighted
DCA Backtest
- Invested
- €32,100
- Value today
- €56,659
- Return
- +76.5%
- Months invested
- 321
Scenarios
Inflation — the same contributions merely keeping pace with CPI would be €43,119 today, so the real (inflation-adjusted) return is +31.4%.
Lump sum instead — €32,100 all at once in Dec 1999: €132,618 (+313.1%) — lump sum came out ahead.
Worst timing — same monthly amount started at the all-time high (Mar 2023): €3,573 on €4,200 invested (-14.9%).
⚠ Price returns only — dividends are not included. This understates the true return of dividend-paying shares, and any comparison against crypto (which pays no dividends) is biased against equities by roughly the dividend yield, compounded.
Hypothetical — this backtests the group’s cap-weighted index, which isn’t directly investable. A real tracker fund adds fees and tracking difference, and the index only spans months where enough members have history.