High Risk
equity · 3 assets
Market overview
+368% since 1996-11 · 3 assets, equal-weighted
DCA Backtest
- Invested
- €35,900
- Value today
- €79,573
- Return
- +121.7%
- Months invested
- 359
Scenarios
Inflation — the same contributions merely keeping pace with CPI would be €49,737 today, so the real (inflation-adjusted) return is +60.0%.
Lump sum instead — €35,900 all at once in Nov 1996: €168,174 (+368.4%) — lump sum came out ahead.
Worst timing — same monthly amount started at the all-time high (Jul 2026): €301.61 on €300 invested (+0.5%).
⚠ Price returns only — dividends are not included. This understates the true return of dividend-paying shares, and any comparison against crypto (which pays no dividends) is biased against equities by roughly the dividend yield, compounded.
Hypothetical — this backtests the group’s cap-weighted index, which isn’t directly investable. A real tracker fund adds fees and tracking difference, and the index only spans months where enough members have history.