Low Risk
crypto · 4 assets · $85.0B combined
Market overview
-0% since 2019-11 · 4 assets, equal-weighted
2019-112026-09 · 100
DCA Backtest
- Invested
- $8,300
- Value today
- $8,284
- Return
- -0.2%
- Months invested
- 83
Scenarios
Inflation — the same contributions merely keeping pace with CPI would be $9,405 today, so the real (inflation-adjusted) return is -11.9%.
Lump sum instead — $8,300 all at once in Nov 2019: $8,276 (-0.3%) — DCA came out ahead.
Worst timing — same monthly amount started at the all-time high (Jul 2020): $7,488 on $7,500 invested (-0.2%).
Backtests use monthly closing prices. Stock dividends aren’t reinvested, so long-run equity returns are understated.
Hypothetical — this backtests the group’s cap-weighted index, which isn’t directly investable. A real tracker fund adds fees and tracking difference, and the index only spans months where enough members have history.