Low Risk
crypto · 3 assets · $80.9B combined
Market overview
-0% since 2019-11 · 3 assets, equal-weighted
2019-112026-08 · 100
DCA Backtest
- Invested
- $8,200
- Value today
- $8,189
- Return
- -0.1%
- Months invested
- 82
Scenarios
Inflation — the same contributions merely keeping pace with CPI would be $9,268 today, so the real (inflation-adjusted) return is -11.6%.
Lump sum instead — $8,200 all at once in Nov 2019: $8,181 (-0.2%) — DCA came out ahead.
Worst timing — same monthly amount started at the all-time high (Jan 2020): $7,989 on $8,000 invested (-0.1%).
Backtests use monthly closing prices. Stock dividends aren’t reinvested, so long-run equity returns are understated.
Hypothetical — this backtests the group’s cap-weighted index, which isn’t directly investable. A real tracker fund adds fees and tracking difference, and the index only spans months where enough members have history.