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Aave AAVE

crypto

Price History

$29.71$168.05$306.39$444.73
2020-10 · DCA start$29.71

Time underwater

How far below its previous all-time high the price sat, each month. 0% means a new high.

-88.3%-58.9%-29.4%0.0%
2020-102026-08 · -80.2%

Worst drawdown: −88%, peaking Apr 2021 and bottoming Dec 2022 — still unrecovered after 64 months.

DCA Backtest

Invested
$7,100
Value today
$5,550
Return
-21.8%
Months invested
71

Scenarios

Inflation — the same contributions merely keeping pace with CPI would be $7,850 today, so the real (inflation-adjusted) return is -29.3%.

Lump sum instead — $7,100 all at once in Oct 2020: $21,051 (+196.5%) — lump sum came out ahead.

Worst timing — same monthly amount started at the all-time high (Apr 2021): $4,959 on $6,500 invested (-23.7%).

Backtests use monthly closing prices. Stock dividends aren’t reinvested, so long-run equity returns are understated.

If this saved you a spreadsheet — buy me a coffee.

Every start month at once

Each cell is the return-to-date of £/$/€100-a-month DCA started that month. Click a cell to load it in the backtest above. The ringed cell is the all-time-high start — the worst timing scenario.

JFMAMJJASOND
2020
2021
2022
2023
2024
2025
2026
Legend:−50%−20%0%+50%+200%+1000%worst timing (ATH)Selected 2020-10: -21.8%

About Aave

Aave is a decentralized money market protocol where users can lend and borrow cryptocurrency across 20 different assets as collateral. The protocol has a native token called AAVE, which is also a governance token that lets the community decide the direction of the protocol in a collective manner. Lenders can earn interest by providing liquidity to the market, while borrowers can borrow by collateralizing their cryptoassets to take out loans from the liquidity pools. (CoinGecko)

It's a cryptocurrency categorised under stablecoins, with a market cap of about $2.0B.

There isn’t enough researched data to give it an overall rating yet — only 43% of the scoring weight is backed by facts, below the 60% needed. The score shown is partial and covers only what’s known.

What pushes the score up: market / volatility (3.7/5) and systemic / correlation (3.0/5).

Scoring well: liquidity at 1.3/5.

Not yet researched: supply & concentration, smart contract / technical, custody / bridge, governance / team, regulatory. These are excluded from the score rather than guessed, so the real risk may be higher than what’s shown.

Ratings summarise sourced facts against fixed rules — not investment advice, and no substitute for your own diligence.

Risk Profile

Partial 3.1/5(43%)

Only 43% of the weighting is fact-backed so far — not enough for an overall rating. The partial score covers the rated categories below; the unrated ones may be where this asset’s real risk sits.

How these ratings work

Market / Volatility3.7/5 · weight 30%
  • Annualised volatility (3yr)3/575.6
  • Max drawdown from ATH5/588.3
  • Beta vs BTC3/51.1
Liquidity1.3/5 · weight 10%
  • 24h volume / market cap2/58.8
  • Top exchange % of volume1/518.7
  • Significant listings1/531.0
Supply & Concentrationunrated · weight 15%
  • Top 10 wallets % of supplynot yet researched
  • Unlocks in next 6mo, % of supplynot yet researched
  • Annual supply growth %not yet researched
Smart Contract / Technicalunrated · weight 12%
  • Audit statusnot yet researched
  • Admin key / upgradeabilitynot yet researched
  • Share of its mining algorithm (PoW)not yet researched
Custody / Bridgeunrated · weight 10%
  • Bridge reliancenot yet researched
Governance / Teamunrated · weight 10%
  • Teamnot yet researched
  • Largest staking operator, % of stakenot yet researched
Regulatoryunrated · weight 10%
  • Regulatory profilenot yet researched
Systemic / Correlation3.0/5 · weight 3%
  • Correlation to BTC3/50.64

Linked Assets

Same sector, or return-correlated — worth knowing what else might move if this one does.