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Mid-America Apartment Communities MAA

equity

Price History

$21.25$90.65$160.04$229.44
1994-01 · DCA start$21.38

Time underwater

How far below its previous all-time high the price sat, each month. 0% means a new high.

-59.4%-39.6%-19.8%0.0%
1994-012026-08 · -42.3%

Worst drawdown: 59%, peaking Oct 2006 and bottoming Feb 2009 51 months below the prior high before recovering.

DCA Backtest

Invested
$39,200
Value today
$112,965
Return
+188.2%
Months invested
392

Scenarios

Inflation — the same contributions merely keeping pace with CPI would be $61,839 today, so the real (inflation-adjusted) return is +82.7%.

Lump sum instead — $39,200 all at once in Jan 1994: $242,682 (+519.1%) — lump sum came out ahead.

Worst timing — same monthly amount started at the all-time high (Dec 2021): $5,061 on $5,700 invested (-11.2%).

⚠ Price returns only — dividends are not included. This understates the true return of dividend-paying shares, and any comparison against crypto (which pays no dividends) is biased against equities by roughly the dividend yield, compounded.

If this saved you a spreadsheet — buy me a coffee.

Every start month at once

Each cell is the return-to-date of £/$/€100-a-month DCA started that month. Click a cell to load it in the backtest above. The ringed cell is the all-time-high start — the worst timing scenario.

JFMAMJJASOND
1994
1995
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1998
1999
2000
2001
2002
2003
2004
2005
2006
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2009
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2021
2022
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2026
Legend:−50%−20%0%+50%+200%+1000%worst timing (ATH)Selected 1994-01: +188.2%

About Mid-America Apartment Communities

Mid-America Apartment Communities, Inc. (MAA) is a publicly traded real estate investment trust based in Memphis, Tennessee that invests in apartments in the Southeastern United States and the Southwestern United States. (Wikipedia)

It's a listed company categorised under real estate and multi-family residential reits, with a market cap of about $15.4B.

It rates Low Risk at 1.6/5, meaning the rated factors look benign — steady pricing, deep liquidity, and no obvious structural red flags.

Scoring well: earnings quality at 1.0/5.

Not yet researched: leverage / financial, concentration, governance. These are excluded from the score rather than guessed, so the real risk may be higher than what’s shown.

Ratings summarise sourced facts against fixed rules — not investment advice, and no substitute for your own diligence.

Risk Profile

Low Risk(1.6/5)60% rated

How these ratings work

Market / Volatility2.3/5 · weight 20%
  • Annualised volatility (3yr)2/521.0
  • Max drawdown from ATH3/559.4
  • Beta vs S&P 5002/50.60
Liquidity1.0/5 · weight 15%
  • Avg daily $ volume1/5139.6m
  • Float % of shares outstandingnot yet researched
Leverage / Financialunrated · weight 20%
  • Debt / equitynot yet researched
  • Interest coverage (EBIT / interest)not yet researched
Earnings Quality1.0/5 · weight 15%
  • 3yr EPS volatility1/57.9
Concentrationunrated · weight 10%
  • Largest customer, % of revenuenot yet researched
  • Geographic revenue concentrationnot yet researched
Governanceunrated · weight 10%
  • Board independence %not yet researched
  • Share structurenot yet researched
  • Litigation / audit historynot yet researched
Sector / Regulatory2.0/5 · weight 10%
  • Sector regulatory exposure2/5moderate