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DTE Energy DTE

equity

Price History

$11.17$58.24$105.3$152.37
1985-01 · DCA start$12.98

Time underwater

How far below its previous all-time high the price sat, each month. 0% means a new high.

-49.4%-32.9%-16.5%0.0%
1985-012026-08 · -9.0%

Worst drawdown: −49%, peaking May 2007 and bottoming Feb 2009 — 55 months below the prior high before recovering.

DCA Backtest

Invested
$50,000
Value today
$205,723
Return
+311.4%
Months invested
500

Scenarios

Inflation — the same contributions merely keeping pace with CPI would be $90,910 today, so the real (inflation-adjusted) return is +126.3%.

Lump sum instead — $50,000 all at once in Jan 1985: $534,259 (+968.5%) — lump sum came out ahead.

Worst timing — same monthly amount started at the all-time high (Jun 2026): $288.77 on $300 invested (-3.7%).

⚠ Price returns only — dividends are not included. This understates the true return of dividend-paying shares, and any comparison against crypto (which pays no dividends) is biased against equities by roughly the dividend yield, compounded.

If this saved you a spreadsheet — buy me a coffee.

Every start month at once

Each cell is the return-to-date of £/$/€100-a-month DCA started that month. Click a cell to load it in the backtest above. The ringed cell is the all-time-high start — the worst timing scenario.

JFMAMJJASOND
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Legend:−50%−20%0%+50%+200%+1000%worst timing (ATH)Selected 1985-01: +311.4%

About DTE Energy

DTE Energy is an American diversified energy company involved in the development and management of energy-related businesses and services in the United States and Canada. Its operating units include an electric utility serving 2.2 million customers and a natural gas utility serving 1.3 million customers in Michigan. (Wikipedia)

It's a listed company categorised under utilities and multi-utilities, with a market cap of about $28.8B.

It rates Medium-Low Risk at 1.9/5, meaning the rated factors are mostly sound, with one or two areas worth watching.

What pushes the score up: leverage / financial (3.0/5) and sector / regulatory (3.0/5).

Scoring well: earnings quality at 1.0/5.

Not yet researched: concentration, governance. These are excluded from the score rather than guessed, so the real risk may be higher than what’s shown.

Ratings summarise sourced facts against fixed rules — not investment advice, and no substitute for your own diligence.

Risk Profile

Medium-Low Risk(1.9/5)80% rated

How these ratings work

Market / Volatility1.7/5 · weight 20%
  • Annualised volatility (3yr)2/516.6
  • Max drawdown from ATH2/549.4
  • Beta vs S&P 5001/50.40
Liquidity1.0/5 · weight 15%
  • Avg daily $ volume1/5218.9m
  • Float % of shares outstandingnot yet researched
Leverage / Financial3.0/5 · weight 20%
  • Debt / equity3/52.0
  • Interest coverage (EBIT / interest)3/52.2
Earnings Quality1.0/5 · weight 15%
  • 3yr EPS volatility1/52.6
Concentrationunrated · weight 10%
  • Largest customer, % of revenuenot yet researched
  • Geographic revenue concentrationnot yet researched
Governanceunrated · weight 10%
  • Board independence %not yet researched
  • Share structurenot yet researched
  • Litigation / audit historynot yet researched
Sector / Regulatory3.0/5 · weight 10%
  • Sector regulatory exposure3/5elevated

Linked Assets

Same sector, or return-correlated — worth knowing what else might move if this one does.