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Admiral Group ADM

equity

Price History

£2.88£14.97£27.07£39.16
2004-08 · DCA start£2.88

Time underwater

How far below its previous all-time high the price sat, each month. 0% means a new high.

-50.6%-33.7%-16.9%0.0%
2004-082026-08 · 0.0%

Worst drawdown: 51%, peaking Apr 2011 and bottoming Dec 2011 52 months below the prior high before recovering.

DCA Backtest

Invested
£24,300
Value today
£75,058
Return
+208.9%
Months invested
243

Scenarios

Inflation — the same contributions merely keeping pace with CPI would be £34,657 today, so the real (inflation-adjusted) return is +116.6%.

Lump sum instead — £24,300 all at once in Aug 2004: £330,413 (+1259.7%) — lump sum came out ahead.

Worst timing — same monthly amount started at the all-time high (Jul 2026): £202.3 on £200 invested (+1.1%).

⚠ Price returns only — dividends are not included. This understates the true return of dividend-paying shares, and any comparison against crypto (which pays no dividends) is biased against equities by roughly the dividend yield, compounded.

If this saved you a spreadsheet — buy me a coffee.

Every start month at once

Each cell is the return-to-date of £/$/€100-a-month DCA started that month. Click a cell to load it in the backtest above. The ringed cell is the all-time-high start — the worst timing scenario.

JFMAMJJASOND
2004
2005
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2007
2008
2009
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2011
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2026
Legend:−50%−20%0%+50%+200%+1000%worst timing (ATH)Selected 2004-08: +208.9%

About Admiral Group

Admiral Group plc is a British financial services company headquartered in Cardiff, Wales. Listed on the London Stock Exchange, it is a constituent of the FTSE 100 Index, and markets the Admiral, Bell, Elephant, Diamond and Veygo insurance brands, as well as launching the price comparison services Confused.com and Compare.com. (Wikipedia)

It's a listed company categorised under financials.

It rates High Risk at 2.8/5, meaning several rated factors score badly, so this carries materially more risk than a typical holding.

What pushes the score up: earnings quality (5.0/5) and sector / regulatory (4.0/5).

Scoring well: leverage / financial at 1.0/5.

Not yet researched: concentration, governance. These are excluded from the score rather than guessed, so the real risk may be higher than what’s shown.

Ratings summarise sourced facts against fixed rules — not investment advice, and no substitute for your own diligence.

Risk Profile

High Risk(2.8/5)80% rated

How these ratings work

Market / Volatility2.0/5 · weight 20%
  • Annualised volatility (3yr)2/522.2
  • Max drawdown from ATH3/550.6
  • Beta vs S&P 5001/50.06
Liquidity3.0/5 · weight 15%
  • Avg daily $ volume3/520.0m
  • Float % of shares outstandingnot yet researched
Leverage / Financial1.0/5 · weight 20%
  • Debt / equity1/51.3
  • Interest coverage (EBIT / interest)not yet researched
Earnings Quality5.0/5 · weight 15%
  • 3yr EPS volatility5/555.9
Concentrationunrated · weight 10%
  • Largest customer, % of revenuenot yet researched
  • Geographic revenue concentrationnot yet researched
Governanceunrated · weight 10%
  • Board independence %not yet researched
  • Share structurenot yet researched
  • Litigation / audit historynot yet researched
Sector / Regulatory4.0/5 · weight 10%
  • Sector regulatory exposure4/5high